Money Tips contains helpful information about managing your finances.
Do you have a bunch of Visa gift cards lying around, and would you like to convert them to cash? I know I’ve found old Visa gift cards when looking through my drawers. Sometimes it can seem like a hassle to use them. You have to keep track of their balance or call some 800 …
7 Simple Ways to Convert Visa Gift Cards to Cash Read More »
Organizing your finances can be a pain. However, using one of the best budget planners below can help ease that pain and help you get a better handle on your finances. Using a budget organizer helps you track your spending, get out of debt, and save more money. These planners provide you the tools to …
5 Best Budget Planners to Organize Your Finances Read More »
Have you started using the cash envelope budgeting method, but need a way to take it with you? These cash envelope system wallets will help you do just that. Instead of leaving your envelopes in your kitchen, these wallets provide an organized solution for you to take them with you to keep your budget on …
11 Best Cash Envelope System Wallets for Budgeting Read More »
If you want to buy a house or a new car, you’ve probably wondered what it takes to get a perfect FICO credit score. Well, that’s a great financial goal. And having a perfect FICO score does demonstrate your ability to manage your use of credit. However, you should consider the following two points: You …
How I Got a Perfect FICO Score (But Does It Even Matter?) Read More »
Getting cash back by using your credit cards is a great thing. In fact, all credit card rewards are an excellent incentive for using your credit cards responsibly. Redeeming your reward cards is great for the holidays, birthdays, or a bonus for yourself. It can be a great way to get gift cards, movie tickets, …
Don’t Use Credit Card Cash Back Rewards for This Read More »
Defined pension plans are quickly becoming a thing of the past. And companies continue to reduce or eliminate pension plans. Have you been offered a pension buyout recently? I worked for General Electric for a little over five years. I received a buyout offer for my GE pension recently. While I will discuss it from …
Borrowing money is something most people don’t like to do, especially if it is from family or friends. And there are good reasons for this. Often, when borrowing from someone close to you, clear lending terms are not defined. There is no loan agreement letter or loan contract. You can get a loan from them …
Borrowing Money from Family and Friends – A Better Way to Do It Read More »
Figuring out how to pay off multiple credit cards with a limited budget can be difficult. I struggled with credit card debt after buying my first home. It was so easy to buy stuff for the house and just put it on the card. But before long, I found myself in over $50,000 in credit …
How I Paid Off Multiple Credit Cards (over $50,000 of debt) Read More »
Saving money in tough times can be difficult. It is hard enough dealing with what put you in that situation. Unemployment, unexpected medical costs, an appliance or automobile breakdown are all things that can put you in a difficult spot if your budget is tight. While I recommend preparing for these situations by generating alternate …
Living stingy? It just doesn’t have a good ring to it, does it? While there may be circumstances beyond your control that require you to be stingy for a while, being stingy all of the time may cause other issues. But what does it really mean to be stingy? And how does it compare to …
Living Stingy – Is It Worth It to Reach Your Financial Goals? Read More »
